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On top of that, clients for this sort of strategy might have serious lawful or criminal backgrounds. It's vital to keep in mind that different providers offer a range of problem ages on their ensured issue policies as low as age 40 or as high as age 80 - canadian final expense plan. Some will also supply greater face worths, up to $40,000, and others will allow for far better survivor benefit problems by boosting the rate of interest with the return of premium or lessening the variety of years till a complete survivor benefit is offered